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Our Manufacturers

Timber Creek

Champion

Cavco

Clayton

TRU

Floor Plans

4+ Bedroom

3 Bedroom

2 Bedroom

1 Bedroom

Inventory
Property Map
Get Pre-Approved
Visit Us
Contact

About Us

Terms & Conditions

Blog
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Can I Pay Cash for My Home? background

Can I Pay Cash for My Home?

Yes. Here's how a cash purchase works at Vision Homes and what to plan for.

Financing Options › Financing FAQs

Absolutely. Many of our buyers pay cash, and it can be the simplest way to buy.

How a cash purchase works

There's no loan application or lender approval, so a cash deal usually moves faster. You'll sign a purchase agreement, make your deposit and pay the balance on the schedule in your agreement. We'll handle ordering, delivery and setup from there.

What to plan for

  • The full project cost. The home is one part. Site prep, foundation, utilities, well and septic, permits, skirting and steps add up. Ask us for a complete price for your property.
  • Proof of funds. We may ask for a bank statement or letter showing the money is available.
  • A cushion. Keep some savings for surprises and for your first year of insurance and taxes.

Not sure cash is the best move?

Paying cash means no interest, but it also ties up money you might want for an emergency. Some buyers pay part in cash and finance the rest. We're happy to run the numbers both ways.

Read: Should you buy a manufactured home with cash? →

Questions? Call Vision Homes at (910) 323-8222 or see all of our financing options.

More financing questions

  • Can I use my land as a down payment?
  • Can I choose my own lender?
  • What if my credit isn't great?
  • What do lenders look for?
  • Can you help me with financing?
  • Can I buy a home without a down payment?
See all financing options

Let's figure out your best path

Get pre-approved online or call us and we'll run the numbers with you. Se habla español.

Get pre-approvedBrowse floor plansCall (910) 323-8222
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Vision Homes

Manufactured, mobile and modular homes in Fayetteville, NC. Tour homes and get financing help. Serving NC, SC, VA, GA and AR. Se habla español.

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Appointments available, based on your schedule! - We buy land, manufactured homes and parks

¿Hablas español? LLAME 910-339-0576

Terms & Conditions VH Vision Homes does not sell or share personal information or mobile opt-in consent data with any third parties.

Types of Communications VH Vision Homes may contact you through the following communication methods:

SMS Messages: Introductions Feedback request Booking appointments Reminders Promotional offers and marketing campaigns Follow-ups pertaining to home/land

Standard message and data rates may apply for SMS based on your mobile plan. VH Vision Homes is not responsible for any charges from your mobile carrier.

Phone Calls: Introductions Intake purposes Follow-ups pertaining to home/land Customer service and support calls Emergency notifications requiring immediate attention Quality assurance and feedback calls Promotional offers and special service announcements

Standard calling rates may apply for phone calls based on your mobile plan. VH Vision Homes is not responsible for any charges from your mobile carrier.

Communication Frequency Communication frequency may vary based on your interaction with our services, booking activity, and individual needs.

Opt-in Process For SMS Alerts: By clicking the consent box online and providing your phone number, you consent to receive SMS alerts from VH Vision Homes for service-related purposes. For Phone Calls: By providing your phone number, you consent to receive phone calls from VH Vision Homes for service-related purposes.

Simple Opt-out Methods SMS Opt-out: Reply with the word "STOP" to (910) 323-8222 at any time. Phone Call Opt-out: You may request to be removed from our calling list by: Informing our representative during any phone call Calling us at (910) 323-8222 and requesting removal

Help Option SMS Help: Reply "HELP" to (910) 323-8222 General Support: Contact us directly at opwiz@vhvisionhomes.com or (910) 323-8222 for assistance with any communication services.

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